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Updated: 03/20/2005

Annuities

Help your clients save for retirement securely and effectively. Your clients need to earn a competitive yield on the money set aside for retirement income. They have a need to guarantee the growth of their money. They need to defer taxes on annual interest earnings. Clients want to have liquidity for unexpected emergencies. CIB has the annuity products to protect these needs and concerns.

Clients can choose Fixed Annuities or Equity Indexed Annuities (EIA’s). Fixed annuities offer a guaranteed rate of return for a defined period of time. Equity Indexed Annuities offer an opportunity to earn interest that is linked to the upside of indexes like the S&P 500 while providing a guaranteed growth even when the market goes down. Wouldn’t clients have been much happier earning money in the stock market decline of 2000? Equity Index Annuities guarantee principle and growth. They provide an even greater return if the market is going up. You do not have to be securities licensed to sell EIA’s!

Click here to request more information on our Annuities offerings
 

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