Impaired Risk

Life, Long Term Care and Disability

What does impaired risk mean?  In most cases it means the client applied to the wrong insurance company!  What one insurance company defines as a risk not acceptable may be the focus of another insurance company.   We have established relationships to help you apply to the RIGHT Company.

Most Clients with these Diagnoses can be helped:

• Diabetes

• Hepatitis

• Coronary Artery Disease

• Depression

• Height and Weight Challenged

• Obesity

• Heart Conditions

• Multiple Diagnoses

• Cancer Survivors

There are certainly more conditions that could be listed.  If your client has experienced a rating or a declination complete one of the underwriting questionnaires.  Our experienced staff will work to match your client with the RIGHT Company!